Low APR Credit Cards
 
   Low APR Credit Cards, the best offers online
 
 
Finding the best credit card offers for your needs is now easier than ever. Browse credit card application online offers with instant credit card approval for low APR credit cards. With our comparison charts you can find the most suitable card for you. Begin your search online from this site.

If you don't find the solution for your specific needs, we provide links to many other credible sources of information.

If you are like the vast majority of the population and you usually carry a substantial balance forward each month, then the interest rate you pay has to be your main consideration when you are looking for a new card.

A low interest credit card has either a low APR or a low introductory APR. Some interest rates are even as low as 0%. A low interest credit card can be a good choice for the individual who tends to either leave an outstanding balance on their credit card or tends to pay their bills late. A low interest credit card can help save you money by reducing your interest and finance charges.

Following is a list of Low APR Credit Cards. Information is displayed as provoided by their issuers. Make sure you read our terms and conditions before applying for a credit card!

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   Chase Platinum Visa® Card APR


Chase Platinum Visa Card


0% Introductory APR for up to 12 months on all purchases and balance transfers*
No Annual Fee
Interest-free grace period when you pay your bill in full each month
Free Online Account Access
Get great Platinum privileges
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0%
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   Discover® More® Card APR


Discover More Card


5% Cashback Bonus ®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you in control
Timely e-mails to help you avoid fees
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
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0%
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   Blue from American Express® APR


Blue from American Express


0% introductory rate for purchases for 12 months
No annual fee
Low Balance Transfer APR — 2.99% for 12 months
Choose to carry a balance or pay in full
Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
Express Approval. Get a decision in less than 60 seconds.
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0%
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   Clear from American Express® APR


Clear from American Express


0.00% intro APR for up to 12 months.
Balance transfer requests submitted on application receive APR of 3.99% for 12 months.
Automatic Rewards.
Flexibility to pay over time.
User-friendly credit report and score.
American Express World-Class Customer Service.
Earn automatic rewards faster with fee-free Additional Cards
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0%
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   Blue CashSM from American Express® APR


Blue Cash from American Express


Earn up to 5% cash back on everyday purchases - even gas!
No Annual Fee
0% Intro APR for up to 12 months on purchases
Low Balance Transfer APR - 2.99% for 12 months
Express Approval. Get a decision in less than 60 seconds.
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0%
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   TrueEarnings® Card from Costco and American Express® APR


TrueEarnings Card from Costco and American Express


Earn Cash Back - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.1
No Annual Fee with your paid Costco Membership.
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
The flexibility to pay charges over time.
No Limit on the Cash Back earned.
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0%
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   Chase Flexible RewardsTM Platinum Visa® APR


Chase Flexible RewardsTM Platinum Visa


0% APR for up to 12 months*
No annual fee.
Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash!*
Earn 1000 bonus points after first purchase*
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0%
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   Chase PerfectCardTM MasterCard® APR


Chase PerfectCard MasterCard


Fill Up On Rebates! Earn Automatic Rebates with every purchase
6% Automatic Rebates on all eligible gas purchases at any gas station for the first 90 days*
3% Automatic Rebates on all eligible gas purchases at any gas station after the first 90 days*
1% Automatic Rebates on all other purchases*
Earn rewards wherever the road takes you with the Chase PerfectCard
No redemption is needed. Rebates are automatically credited to your statement toward future purchases made on your card
0% intro APR for up to 6 months*
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0%
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   Discover® More® Card - Clear APR


Discover More Card - Clear


5% Cashback Bonus ®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you in control
Timely e-mails to help you avoid fees
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
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0%
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   Discover® Motiva(SM) Card APR


Discover Motiva(SM) Card


Cash Rewards for your good credit management!*
Pay-On-Time Bonus® equal to a full month’s interest added to your Cashback Bonus account
5% to 20% Cashback Bonus ® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases
Unlimited cash rewards
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone
Automatic email reminders when a Payment Due Date is nearing or when a payment has been made
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you in control
Timely e-mails to help you avoid fees
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Read more...

0%
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   Discover® More® Card - American Flag APR


Discover More Card - American Flag


5% Cashback Bonus ®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you in control
Timely e-mails to help you avoid fees
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Read more...

0%
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   American Express® Preferred Rewards Gold Card APR


American Express Preferred Rewards Gold Card


You can earn 10,000 Membership Rewards® bonus points after your first purchase with the Card -redeemable for a $100 gift card2
The Membership Rewards program§ - Whatever you want to do, this is the rewards program that can help make it happen. Exciting travel, entertainment, shopping, and dining experiences are waiting for you
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide3
Global Assist® Hotline4 and many more benefits included
Purchase Protection Plan5, and many more benefits included
No pre-set Spending Limit
Express Approval. Get a decision in less than 60 seconds.
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0%
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   American Express® Preferred Rewards Green Card APR


American Express Preferred Rewards Green Card


You can earn 5,000 Membership Rewards® bonus points after your first purchase with the card --redeemable for a $50 gift card2
The Membership Rewards® program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs3
Purchase Protection Plan4 protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase
Many other travel and shopping benefits
No Pre-Set Spending Limit5
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0%
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   Discover® Open Road® Card APR


Discover Open Road Card


Save at the pump and everywhere else.*
5% Cashback Bonus ® on your first $100 in gas and auto maintenance purchases each month – up to
$1,200 in purchases each year
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases
Unlimited cash rewards
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you in control
Timely e-mails to help you avoid fees
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Read more...

0%
Go to application form
 
   Bank of America PetRewardsTM Visa® APR


Bank of America PetRewards Visa


0% Intro APR for first six billing cycles.
No Annual Fee
Put your pet's picture on your card
Earn points toward veterinary services, pet food discount certificates, and shelter donations
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0%
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   BoatU.S. WorldPoints® Platinum Plus® Visa® APR


BoatU.S. WorldPoints Platinum Plus Visa


Card issued by Bank of America, N.A. (USA)
Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash§
Access to the MyConciergeSM service, a unique personal assistance service**
Absolute fraud protection against unauthorized use, online and offline
No annual fee
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0%
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   Orchard Bank Platinum MasterCard® APR


Orchard Bank Platinum MasterCard


Enjoy the prestige of Platinum with no up front fees
Premium Platinum benefits including Purchase Protection
Great credit card to strengthen your credit
Reports to all 3 credit bureaus monthly, which can help improve your credit score
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0%
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